Privacy Policy

1. Scope

This Privacy Policy applies to the WealthBoost app for iPhone and iPad and to the websites available at wealthboost.app and wealthboost.ai.

WealthBoost provides educational guidance, ideas, planning support, and AI-generated answers around goals supplied by the user. It does not require access to a bank account and it does not process financial transactions.

2. Information we handle

Profile and goal information

To personalize guidance, the app may use information you provide about your goal, activity or project, intended audience, desired result, current situation, available time, budget range, location context, country, currency, and other details you choose to add.

Guidance and app activity

We may process generated guidance, ideas, saved items, notes, feedback, milestones, XP events, and interactions that help the app remember your progress and improve the relevance of later guidance.

AI Coach conversations

Your questions, relevant profile context, and a limited amount of recent conversation context are sent through the WealthBoost backend to produce an AI Coach answer. Conversation history is stored on your device. Coach answers are stored with Saved Guidance only when you choose to save them.

Support messages

When you contact support in the app, we receive the message and any name or email you provide. We also attach information needed to investigate the request, such as an internal user or profile identifier, support topic, app version, app build, device model, and operating-system version.

Technical and operational information

The service uses device-generated identifiers to associate profile data with the app installation, apply usage limits, protect paid features, deliver cached content, process feedback, and support data deletion. We may also record request counts, error states, feature interactions, and timestamps needed to operate and protect the service.

Subscriptions

Purchases and subscriptions are processed by Apple. WealthBoost receives product and entitlement information needed to unlock the app, but we do not receive or store your full payment-card details. Deleting WealthBoost data does not cancel an App Store subscription.

Notifications and iCloud

If you enable reminders, notification settings are used to schedule WealthBoost notifications on your device. When iCloud is available, selected profile, settings, and progress information may sync through Apple's iCloud key-value storage so the app can preserve your experience.

Website analytics

We use Cloudflare Web Analytics to understand aggregate page visits and website performance without cookies or cross-site tracking. If you choose to allow optional analytics, Google Analytics may also process information such as pages viewed, general device and browser details, referring pages, approximate location derived from an IP address, and interactions such as App Store link taps. Google Analytics remains disabled until you allow it. Your choice is stored in your browser and can be changed through Cookie choices in the footer.

3. How we use information

• Generate guidance, ideas, priorities, and Coach answers around your goal.
• Save and sync profile information, guidance, notes, feedback, and progress.
• Remember recently generated content so the app can load faster and remain consistent.
• Verify subscriptions, introductory access, and usage limits.
• Respond to support requests and investigate technical problems.
• Protect the service from misuse and unauthorized OpenAI usage.
• Understand aggregate website traffic and performance, and measure additional website interactions when optional analytics is allowed.

We do not sell your personal information or use your private profile content to sell third-party advertising.

4. AI-generated guidance

WealthBoost sends the information needed for a request to an AI service provider. This can include your goal and relevant profile details, your question, recent conversation context, and instructions that define the expected response. We limit the information sent to what is needed to provide the feature.

AI-generated content can be incomplete or incorrect. Do not include passwords, payment-card numbers, government identifiers, medical records, or other highly sensitive information in your profile, notes, support messages, or Coach questions. Review important financial, legal, tax, health, or investment decisions with a qualified professional.

5. Service providers and sharing

We use service providers to operate WealthBoost. They process information only for the services they provide to us and under their own applicable terms and privacy commitments.

• Supabase for backend hosting, database storage, and server-side functions.
• OpenAI for AI-generated guidance and Coach answers.
• Apple for App Store subscriptions, StoreKit entitlement information, iCloud features, and device notifications.
• Cloudflare for website delivery, security, and aggregate Web Analytics.
• Google Analytics for optional website measurement after consent.

We may disclose information when required by law, to protect users or the service, to investigate misuse, or as part of a business transfer where appropriate safeguards apply. We do not disclose private profile content for unrelated marketing.

6. Storage, retention, and deletion

We keep information only for as long as reasonably needed to provide WealthBoost, preserve user-selected content, respond to support, enforce service limits, meet legal obligations, and protect the service. Different records may have different retention periods.

Profile data, generated-content cache, feedback, saved guidance, support messages, progress, milestone records, usage records, and related service data can be associated with the device-generated user identifier. Local conversation history and some cached state remain on the device until removed through the app, app data is deleted, or the app is uninstalled, subject to any iCloud-synced values.

You can request deletion from Me > Data & Privacy > Delete my WealthBoost data. The app verifies the request, deletes associated backend records, clears local WealthBoost data, and removes applicable iCloud key-value data. Some limited records may be retained when legally required or necessary to document a completed transaction, resolve fraud, or establish legal claims.

Deleting WealthBoost data does not cancel an Apple subscription. Subscriptions must be managed separately in App Store settings.

7. Security and international processing

We use transport encryption, access controls, server-side secrets, request validation, and ownership checks designed to protect information. No storage or transmission system can be guaranteed completely secure.

Our service providers may process information outside your country. Where required, we rely on their contractual and legal safeguards for international transfers.

8. Your choices and rights

• Review and update profile information in My Profile.
• Remove saved guidance and erase Coach conversation history in the app.
• Enable, change, or disable reminders in Me.
• Allow or decline optional website analytics and reopen Cookie choices from the website footer.
• Delete WealthBoost data from the Data & Privacy area.
• Contact us to ask about access, correction, deletion, restriction, objection, or data portability where applicable.

We may need to verify a request before acting on it. Depending on where you live, you may also have the right to contact your local data-protection authority.

9. Children

WealthBoost is not directed to children under 13, and we do not knowingly collect personal information from children under 13. If you believe a child has provided information, contact us so we can review and remove it.

10. Changes to this policy

We may update this policy when WealthBoost, our providers, or legal requirements change. The current version and its update date will remain available on this page. Where a change materially affects how the app handles information, we may also provide an in-app notice.